Of course, you buy insurance in the country where you want to be repatriated, that is, the country in which you have health insurance. The mutual health agreement includes „medically necessary“ treatment. Funding for visitors from the UK is more generous than for New Zealanders, as the blankets are for British visitors, including visits by private doctors, not just hospitals. The United Kingdom has mutual health agreements with several non-EEA countries and territories. Many hospitals in Montenegro do not accept the European Health Insurance Card (EHIC) to prove that you are entitled to free emergency care. The problem is, as you have seen, that the information on reciprocal health care is for the „residents“ of the United Kingdom and not the British citizens. This is not surprising, as there is a residence test for Australian citizens in order to get Medicare. But I don`t know if foreign visitors are actually invited to prove the residence of their country of nationality… The medicare registration form only requires you to provide a passport and visa, but says that „other documents may be required.“ I guess if you place your permanent address only outside the UK, you may be asked for more information but do not know anyone who has been in this situation.
You must ensure that you have adequate travel and health insurance to cover your stay in these places. Unfortunately, in the United Kingdom, the NHS does not provide clear and accurate information on its mutual health agreement with Australia, and the result of this lack of clear information is that most British doctors believe that they can only treat Australian travellers under the NHS in an emergency, which they define as a life or death situation or an accident. To need medication for chronic long-term health problems is not covered according to them. However, as a UK resident (but not a citizen) who pays his NHS tax, I am entitled to mutual treatment in Australia if I can prove my right to the NHS. Note: Reciprocal health agreements with the following countries were denounced in 2016: the ECA does not apply outside the European Economic Area and Switzerland. Be sure to mention the mutual health agreement with the UK and have all the necessary evidence documents when you have access to health care. An Australian citizen or permanent resident who has been in New Zealand for two years or more or who can prove that he or she intends to stay in New Zealand for two years or more is entitled to all publicly funded services and may register with a PHO and receive the same health grants as a full person. New Zealand has mutual health agreements with Australia and the United Kingdom (United Kingdom). At any time, some services may be funded by public funds for those covered by the agreements. These services can be funded to the same extent as for a national of the country they are visiting or staying temporarily. Many Australians covered by Medicare in Australia may not be aware that they are entitled to mutual health care by a family doctor in the UK on the NHS. You have the right to be treated by a doctor as an NHS patient and the cost of the consultation and the medicine prescribed by the doctor is covered by the NHS as if you were a uk resident.
The Australian website Medicare now confirms this information on mutual health care very clearly. Yes, there is a mutual health agreement between the UK and Australia, which means that if you go to a hospital, you will be treated, but if you need hospitalization for any reason, you still have to pay. Lot. It`s free. In addition, you can go to any doctor`s office and receive medical assistance, but unless you have a Medicare card (not sure if you are entitled to one or one